Payment Policy

1. Accepted Payment Methods

We offer secure payment options for your convenience:

• PayPal
  Fast transactions without sharing financial details.

• Credit/Debit Cards
  Visa, Mastercard, American Express, Discover, Diners Club, JCB.

• Digital Wallets

  • Google Pay (Android/Chrome)

  • Apple Pay (iOS/macOS compatible devices)

• Installment Payments
  Afterpay (4 interest-free payments).

All payments are processed via PCI-DSS compliant gateways.

2. Payment Security

• 256-bit SSL encryption for all transactions

• No storage of raw card data (Tokenization enabled)

• 3D Secure authentication required

3. Payment Terms

• Immediate Payment
  Orders require full payment at checkout.

• Currency
  All charges are in EUR (conversion fees may apply).

4. Handling Failed Payments

If your payment is declined:
① Verify sufficient account balance
② Confirm billing address matches bank records
③ Contact your card issuer for authorization issues
④ Reach out to [info@woqifashion.com] for assistance

5. Order Confirmation

• Email confirmation sent within 15 minutes of payment

• Payment verification may require:
  ▢ ID copy (for first-time orders >€300)
  ▢ Card authorization form

6. Dispute Resolution

• Merchant Disputes: Contact us within 7 days

• Chargebacks: Will result in order suspension until resolved

7. Policy Updates

We reserve the right to modify payment methods with 30 days' notice.